
Kunal Trehan.: estate agency and mortgages in Beckenham and West Wickham
Co-founder of Black & Blanc estate agents and Pillar Finance. Honest advice on selling, letting, buying and mortgages across Beckenham, West Wickham, Bromley and the surrounding areas of South East London, from someone who lives here.
Budget 2026 · Just announcedWhat the Budget means for youYour First Home, new landlord tax rates, the £100 energy payment and stamp duty, in plain English.I help run Black & Blanc and Pillar Finance the way I think business should be done: clear, honest answers, fair fees and no pressure. Away from the desk I'm running these streets, raising money for good causes or watching Arsenal. From Tuesday 10 November I'm hosting the Black & Blanc Run Club, a free lunchtime run every Tuesday at 12:30 for every pace. Come and run with us →
Where would you like to begin?
Contact sheet · Work × Culture × Movement
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Beckenham / West Wickham · BR3 — BR4
I'm Kunal. I live between Beckenham and West Wickham, a short run from both of our offices. For nearly twenty years I've helped the people around me find, fund and settle into the homes their lives are built around.
Together, Black & Blanc and Pillar Finance have one ambition: to be the agency and mortgage brokerage this area trusts first. The companies come later.
- 01 · SellSelling your homeAn honest valuation, beautiful marketing and buyers who are already waiting.Sell →
- 02 · LetLetting & landlordsThe right tenant, the new rules in plain English, and nothing left to chance.Let →
- 03 · BuyBuying a homeA buying agent on your side: finding, valuing and negotiating for you.Buy →
- 04 · FinanceMortgages & protectionThrough Pillar Finance. Arrange the finances first, and the move follows.Mortgages →
Help us build the area's agency.
We have one ambition, and we're happy to say it out loud: to become the biggest estate agency and mortgage brokerage in Beckenham and West Wickham.
Not by being the loudest, but by being the one neighbours recommend first. Independent, local, and still answering our own phones. We can't get there without you.
Fee-free residential mortgage advice*
Pillar Finance: residential mortgages, insurance and protection, from the people you already know on the high street.
Talk to Pillar →
£400 off for you.
£100 for St Christopher's.
In our community, recommendation means everything. So when a neighbour chooses us, we say thank you properly, and we give something back to the hospice that cares for families across Bromley and Beckenham.
- £400Off your fee
Instruct Black & Blanc to sell or let your home and we'll take £400 off our fee. Our loyalty reward for choosing your local, independent agent.*
- £100To St Christopher's
For every neighbour who instructs us, we donate £100 to St Christopher's Hospice, on completion.*
- +£250Refer and it builds
Recommend a friend, family member or neighbour: £250 for every referred sale that completes, £150 for a letting, rising to £400 each from your third in a year.*
How to claim: fill in a valuation online and tick the Good Neighbour Reward box. You'll get your code on screen. Quote it when you instruct us.
Know someone thinking of moving?
Send us their details with their permission and you'll get a referral code straight away. They quote it when they instruct us, and the reward is yours when their move completes.
*Terms: Good Neighbour Reward, monthly draw and referrals
The Good Neighbour Reward
- Who it's for. Homeowners and landlords who give Black & Blanc a new sole-agency sales instruction, or a new lettings instruction, for a property that hasn't been on the market with us in the last 6 months.
- How to claim. (a) Fill in the valuation or rental valuation form on kunaltrehan.com and tick the Good Neighbour Reward box. You'll be given a reward code on screen, and it's recorded with your enquiry. (b) Quote that code when you instruct us. It will be written into your terms of business. The reward can't be added after you've instructed.
- The £400. For a sale, £400 (including VAT) is taken off our fee on your completion invoice. For a letting, it's taken off the first fees due. It can't reduce a fee below zero, has no cash alternative, and can't be used with any other discount or offer, except that a referred client may still claim it.
- The £100 donation. Black & Blanc donates £100 to St Christopher's Hospice when the sale completes or the tenancy starts. It's paid by us, not deducted from you.
- Limits. One code and one reward per property. Codes are valid for 6 months from issue and can't be transferred. If the instruction is withdrawn or the sale or tenancy doesn't go ahead, no reward or donation is due.
Monthly free-sale draw
- Free to enter. No purchase or instruction is needed to enter. You're entered automatically when you request a market or rental appraisal using the form on kunaltrehan.com. You can also enter by emailing your name, phone number and property address to hello@kunaltrehan.com with the subject "Free-sale draw".
- Who can enter. UK residents aged 18 or over who own, or are the landlord of, a property in a BR1, BR2, BR3 or BR4 postcode. Black & Blanc and Pillar Finance staff and their households can't enter. One entry per property per month.
- The draw. Each calendar month is a separate draw, starting with entries received from 28 October 2026 to 30 November 2026. There is one winner, and one free sale, each month. The winner is picked at random from all valid entries on the first working day of the following month, and contacted by phone or email within 7 days. If we can't reach the winner within 14 days, we'll draw again.
- The prize. Black & Blanc's agency fee waived, up to £5,000 including VAT, when the winner instructs Black & Blanc on a sole-agency sale within 12 months of the draw and the sale completes. For a letting, the tenant-find or set-up fee and the first 3 months of any management fee are waived, up to the same £5,000 limit. Any fee above £5,000 is payable as normal. The prize has no cash alternative, can't be transferred, and can't be combined with the Good Neighbour Reward's £400 discount (the £100 donation to St Christopher's still applies).
- Winners. We'll publish the winner's first name and area, or provide them on request, unless the winner objects.
- Changes. We'll give at least one month's notice on this page before ending the monthly draw. Entries already received keep the terms in place when they entered.
Referrals
- Who can refer. Anyone aged 18 or over, except Black & Blanc and Pillar Finance staff and their households.
- Who you can refer. Someone new to Black & Blanc, who hasn't instructed or contacted us in the last 12 months, and who is happy for us to get in touch.
- How it works. (a) Send the referral form on kunaltrehan.com. You'll be given a referral code on screen, and it's recorded with your referral. (b) The person you referred quotes your code when they instruct us. Without the code at instruction, we can't link the referral to you.
- What you get. £250 for each referred sale that completes, and £150 for each referred letting where a tenancy of at least 6 months starts. From your third completed referral in any 12 months, each one is £400.
- Payment. Paid within 30 days of completion or tenancy start, by bank transfer or as a gift card for a local independent business, whichever you prefer.
- One referrer per client. If more than one person refers the same client, the first code quoted at instruction counts.
- Mortgages and protection. Referrals to Pillar Finance are very welcome, but don't earn a referral reward.
General
- The promoter is Black & Blanc Company Ltd (company no. 10577799), 240 High Street, Beckenham BR3 1EN.
- We may change or end these offers by updating this page. Codes already issued and instructions already agreed keep the terms in place at the time.
- We use your details only to run the reward and referral, as set out in our privacy notice. Your statutory rights are unaffected.
- Questions: hello@kunaltrehan.com.
It's time for a change.
Locally, people have had two options: a national chain built around targets rather than towns, or an independent whose name has been above the door for generations. We respect both. But a head office isn't a reason to trust someone, and neither is a surname.
Buyers have changed. They research on their phones at midnight, ask AI before they ask an agent, and expect answers in minutes rather than days. Selling and financing a home needs to move with them.
Honesty about price. Manners. Answering the phone. Knowing the street because you live on the next one. We've built Black & Blanc and Pillar to be modern in how we work, and old-fashioned in how we behave.
- 01Moving soon?Let us value your home. Honestly, and with no obligation.
- 03Need a mortgage?Fee-free residential mortgage advice* through Pillar Finance.
- 04Tell us why notMoved to the area without us? We'd like to know why.
*Pillar Finance does not charge a fee for residential mortgage advice. Pillar Finance Limited is authorised and regulated by the Financial Conduct Authority for pure protection, residential mortgages and general insurance business. FCA number 1010639. Although Pillar Finance is regulated by the FCA, commercial mortgages and most buy-to-let and offshore mortgages are not. You can check this on the FCA Register or by calling the FCA on 0800 111 6768. Your home may be repossessed if you do not keep up repayments on your mortgage.
One honest question.
We're an independent agency on your high street, run by people who live here. You've probably passed us on the school run, or on an actual run.
So here's the question. If you've sold, bought or let a home in our area and didn't call us, why not?
We won't be offended. Your answer will make us better at what we do.
Ask
me.
A question about property? Send it straight to me, whether it's buying, selling, a mortgage, renting or simply your street. I'll reply personally.
Say
hello.
hello@kunaltrehan.com
Find me on the high street
Black & Blanc, 240 High Street, Beckenham BR3 1EN
Black & Blanc, 107 High Street, West Wickham BR4 0LT
